The Heartland Line
IllinoisIndianaIowaMarylandMichiganMichigan StateMinnesotaNebraskaNorthwesternOhio StateOregonPenn StatePurdueRutgersUCLAUSCWashingtonWisconsin
Big TenLive
The Sharp Desk

Big Ten picks, Week 4

Four analysts with four very different philosophies. Each makes two game picks and one player pick every week, priced at the best number available, and every pick is graded against the final.

Lou
Retired Vegas oddsmaker
10-7-1
+2.09 units

“Sit down, kid. I've seen every line move since 1987.”

The Quant
Ex hedge-fund quant
8-10
-2.73 units

“Every price is a probability. I only want the ones that are wrong.”

Film Room
Former linebacker, TV analyst
10-8
+1.09 units

“Pull up the tape. The matchup decides it.”

The Fade
Retired bookie
8-10
-2.73 units

“Whatever the crowd loves this week, I'm against it.”

Game picks

Oregon at USC

Compare prices
Lou
Retired Vegas oddsmaker
Loss
Oregon at USC· Sat, Sep 26 · 7:30 PM ET
Spread
USC +3.5
-110
DraftKings

Oregon on the road at -3.5 means the market is calling them a field goal better on neutral turf, and I'll take the hook with the home dog every time in a game priced this tight. A spread sitting just past three is where the value lives, because a ton of these finish inside a field goal. USC plus the half point, at home, under the lights, is the number I want.

Final: Oregon 41, USC 27

Iowa at Michigan

Compare prices
Lou
Retired Vegas oddsmaker
Win
Iowa at Michigan· Sat, Sep 26 · 3:30 PM ET
Spread
Iowa +4.5
-110
DraftKings

A total of 39.5 tells you the books expect a rock fight, and in a low-scoring game every point on the spread is worth more than usual. Iowa getting 4.5 means a field goal loss still cashes, and that's a key number I'm happy to own. I'm not chasing a Michigan cover in a game nobody expects to score.

Final: Iowa 20, Michigan 19
Film Room
Former linebacker, TV analyst
Win
Iowa at Michigan· Sat, Sep 26 · 3:30 PM ET
Total
Under 39.5
-110
DraftKings

This is a line-of-scrimmage game between two programs that build their identity on the defensive front and a ground game that keeps the clock moving. When both sides want to shorten the game and win the field-position battle, possessions dry up quickly. Even at 39.5 I think the market is giving a little too much credit to two offenses that would rather punt than take risks.

Final: Iowa 20, Michigan 19 (39 total)
The Fade
Retired bookie
Loss
Iowa at Michigan· Sat, Sep 26 · 3:30 PM ET
Total
Over 39.5
-110
DraftKings

Half the desk is on Iowa and the under, which tells me the whole world has already priced in a punting contest at 39.5. When everyone agrees a game will be a rock fight, the number gets shaded so low that a couple of short fields or one defensive score blows right through it. I'm fading my colleagues here and taking the over nobody at this table will touch.

Final: Iowa 20, Michigan 19 (39 total)

Nebraska at Michigan State

Compare prices
Lou
Retired Vegas oddsmaker
Loss
Nebraska at Michigan State· Sat, Sep 26 · 5:00 PM ET
Spread
Michigan State +6
-110
DraftKings

Six points for a road favorite in a conference game is a full touchdown minus one, and the moneyline at -225 implies Nebraska wins only about two out of three. That gap between the win probability and the margin says the spread's a shade rich. I'll take Michigan State at home and let the extra field goal of cushion work for me.

Final: Nebraska 31, Michigan State 13

Illinois at Ohio State

Compare prices
The Quant
Ex hedge-fund quant
Win
Illinois at Ohio State· Sat, Sep 26 · 12:00 PM ET
Spread
Illinois +25.5
-110
DraftKings

At -110 I need 52.4 percent to break even, and I put Illinois covering 25.5 closer to 54 to 55 percent. Margins this wide are noisy, and late-game substitutions and clock management compress them more often than the headline number suggests. I am not pricing any story about Illinois, only that the market tends to stretch big favorites a bit too far.

Final: Illinois 19, Ohio State 42

Wisconsin at Penn State

Compare prices
The Quant
Ex hedge-fund quant
Win
Wisconsin at Penn State· Sat, Sep 26 · 5:00 PM ET
Spread
Wisconsin +9.5
-110
DraftKings

Wisconsin plus 9.5 needs 52.4 percent, and my rough estimate is about 54 percent given a total of 43.5. Fewer expected points means fewer possessions, which shrinks the spread of outcomes and makes a near double-digit margin harder to clear. This is a structural read on a low total, not a judgment that Wisconsin is the better team.

Final: Wisconsin 24, Penn State 20

Minnesota at Washington

Compare prices
The Quant
Ex hedge-fund quant
Win
Minnesota at Washington· Sat, Sep 26 · 11:00 PM ET
Spread
Minnesota +12.5
-110
DraftKings

The moneyline at -455 implies roughly 82 percent for Washington, which is consistent with the spread, but the 12.5 points sit on a 44.5 total that again points to limited possessions. I estimate Minnesota covers around 53 to 54 percent, a thin edge over the 52.4 percent breakeven. The late kickoff also tends to draw recreational money to the favorite, and that small lean in the price is what I am fading, not any team narrative.

Final: Minnesota 27, Washington 24
Film Room
Former linebacker, TV analyst
Loss
Minnesota at Washington· Sat, Sep 26 · 11:00 PM ET
Total
Under 44.5
-110
DraftKings

Minnesota's formula on the road is to lean on the run, chew clock and turn the game into a grind, and that pace pulls everyone's possession count down. Washington is favored by nearly two touchdowns, so if they get ahead, the incentive is to keep the clock moving and close it out. I see a methodical, physical game that stays south of 44.5.

Final: Minnesota 27, Washington 24 (51 total)

UCLA at Maryland

Compare prices
Film Room
Former linebacker, TV analyst
Loss
UCLA at Maryland· Sat, Sep 26 · 1:30 PM ET
Spread
Maryland +2.5
-110
DraftKings

UCLA crosses the country for a 1:30 Eastern kickoff, which puts their body clocks at mid-morning when the ball goes up. I trust the travel and the early window more than a short road number, and getting Maryland at home with the hook on 2.5 means a field goal decision still covers. Give me the home dog and the points.

Final: UCLA 54, Maryland 3

Notre Dame at Purdue

Compare prices
The Fade
Retired bookie
Loss
Notre Dame at Purdue· Sat, Sep 26 · 2:00 PM ET
Spread
Purdue +27.5
-110
DraftKings

Notre Dame rolls into West Lafayette with the logo, the national TV and a public that will lay any number with that helmet attached. Twenty-seven and a half is a lot of points to ask a road favorite to cover in a conference rival's building, and it only takes one late garbage-time score to cash. I'll hold my nose and take the ugly home dog nobody wants.

Final: Notre Dame 49, Purdue 10

Northwestern at Indiana

Compare prices
The Fade
Retired bookie
Win
Northwestern at Indiana· Fri, Sep 25 · 8:00 PM ET
Spread
Northwestern +20.5
-110
DraftKings

Indiana under the lights with a three-touchdown spread is exactly the kind of number that gets inflated by the casual crowd watching the late window. Northwestern is about as unglamorous as it gets, and unglamorous teams are built to grind clock and keep things ugly. Give me the points and the team nobody's bragging about at the bar.

Final: Northwestern 23, Indiana 29